Loan Facts

Loans Offered
We are licensed to offer Installment loans (Signature loans). We are examined under the laws of the State of Texas and
regulated by the Office of Consumer Credit Commissioner. We do
not make Payday Loans. Installment loans have monthly
terms and payments that do not change during your loan repayment contract and you can pay off your loan before maturity
without extra fees. There are no prepayment penalties and our loans do not require any collateral.

Military Lending
We do not make loans to members of the Armed Forces serving on active duty, active Reserve or Guard duty or the Spouse
or Dependent of such a person. We thank and support all our Veterans of war and Service Members.

To Apply
To apply for a loan call the office or apply in person. When you apply, you will be required to disclose personal information
including your current residence, your employment history and/or information on the source of income that you will use to
repay the loan. Your date of birth, social security number and your total monthly expenses will also be required. As part of
the application process we require your authorization to obtain a credit bureau report to assess credit and payment history.

All loans are subject to credit limitations and our policies including verifiable ability to repay. Applying does not guarantee a
loan.

For comments or questions please call us or send us a message via e-mail.  Our company personnel will contact you by
telephone as soon as your email is received (except weekends and holidays). We will
not contact you via e-mail and please
do
not send vital information via e-mail.

After completing the application, office personnel will complete a verification process to determine if you qualify for a loan in
the amount you requested. If all application information can be verified, an application decision may be made in about 20-30
minutes. When the application is approved, office personnel will assist you in finding an installment loan within your budget
and will let you know of any additional items that may be needed.

On an approved Loan you'll need to come in the office to sign the loan contract with the following:
Proof of Income
Most recent utility bill under your name
Valid TX Driver's License ID or other approved valid pictured ID
Social Security Card
Personal references with address and phone number (for location purpose only)