What do we do with your personal information?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not
all sharing. Federal law also requires us to tell you how we collect share, and protect your personal information. Please read this
notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can
* Social security number and income;
* Account balance and payment history;
* Credit history

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list
the reasons financial companies can share their customers' personal information; the reasons Drive-In Loans, Eagle Finance,
Chelmont Finance and Alameda Loans chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information                              Do we share your data?               Can you limit this sharing?

For our everyday business purposes-Such as to process your                       Yes                                                 NO
transactions, maintain your account(s), respond to court orders
and legal investigations, or report to credit bureaus

For our marketing purposes-To offer our products and services to you  
         Yes                                                No

For joint marketing with other financial companies                                             No                                                No

For our affiliates' everyday business purposes-Information about your
transactions and experiences     
                                                                       Yes                                                No

For our affiliates' everyday business purposes-Information about your
credit worthiness  
                                                                                              Yes                                               No

For our affiliates to market to you                                                                       No                                        We do not share        

For our nonaffiliates to market to you                                                                 No                                        We do not share

If you have any issues with credit reporting, disputes or any other questions, comments or concerns, please feel free to contact us
at the location where you have your account. Our customers satisfaction with our service is our first priority.

Lenders are licensed and examined under the laws of the State of Texas-Office and regulatory oversight by the Office of
Consumer Credit Commissioner.  Any consumer wishing to file a complaint  should contact the Consumer Credit or write for credit  
information or assistance with credit problems to:

Office of the Consumer Credit Commissioner
2601 North Lamar Boulevard, Austin, Texas 78705-4207
Telephone No: 800-538-1579
Fax No: 512-936-7610
Who we are                                                                                                                                          page 2

The following Lenders are providing this notice.

Drive-In Loans                          Eagle Finance                        Chelmont Finance                  Alameda Loans
320 S. Stanton                          314 S. Stanton                       4911 Montana Ave                 8840 Alameda Ste. B
El Paso, Texas 79901               El Paso, Texas 79901            El Paso, Texas 79903            El Paso, Texas 79907
915-544-7420                           915-533-3407                        915-562-2662                        915-859-2299

What we do
How does the lender where I have an account protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law
These measures include computer safeguards and secured files and buildings.

How does my lender collect my personal information?     We collect your personal information, for example when you:
                                                                                 *  open an account               or give us your income information
                                                                                 *  apply for a loan                 or provide employment information
                                                                                 *  give us your contact information
                                                                                    We also collect your personal information from others, such as credit      
                                                                                    bureaus, affiliates, or other companies.

Why can't I limit all sharing?                                              Federal law gives you the right to limit only
                                                                                 *  sharing for affiliates' everyday business purposes-information about
                                                                                    your creditworthiness
                                                                                 *  affiliates from using your information to market to you
                                                                                 *  sharing for nonaffiliates to market to you
                                                                                    State laws and individual companies may give you additional rights to
                                                                                    limit sharing.

What happens when I limit sharing for an account     
I hold jointly with someone else?                                     
Your choices will apply to everyone on your account

Affiliates                                                                             Companies related by common ownership or control. They can be
                                                                                    financial and nonfinancial companies. Our affiliates are financial
                                                                                    companies involved in consumer finance.

Nonaffiliates                                                                       Companies not related by common ownership or control. They can be     
                                                                                    financial and nonfinancial companies. Non-affiliates we share with may
                                                                                    include  financial service providers, including consumer reporting
                                                                                    agencies, finance companies, or other credit grantors.

Joint marketing                                                                  A formal agreement between nonaffiliated financial companies that
                                                                                    together market financial products or services to you. Our companies
                                                                                    do not jointly market.