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We are licensed to offer Installment
loans (Signature loans). We are
examined under the laws of the State
of Texas and regulated by the Office of
Consumer Credit Commissioner. We
do not make Payday Loans.
Installment loans have fixed monthly
terms and payments do not change
during your loan repayment contract
and you can pay off your loan before
maturity without extra fees. There are
no prepayment penalties and our
loans do not require collateral.


We do not make loans to members of
the Armed Forces serving on active
duty, active Reserve or Guard duty or
the Spouse or Dependent of such a
person. We thank all our Veterans of
war and Service Members and
apologize for this inconvenience.
To apply for a loan select one of our
loan offices nearest you, call us or
apply in person. You are required to
disclose personal information
including your current residence, your
employment history and/or information
on the source of income that you will
use to repay the loan. Your date of
birth, social security number, and your
total monthly expenses will also be
required. As part of the application
process, we require your authorization
to obtain a credit bureau report to
assess credit and payment history.


After completing the application, office
personnel will complete a verification
process to determine if you qualify for
a loan in the amount you requested. If
all application information can be
verified, an application decision may
be made in about 20 minutes. When
the application is approved, office
personnel will assist you in finding an
installment loan within your budget.
You may pay at the location where
your loan was made by cash, check,
money order or cashiers check. You
may also mail in your payment in a
check, money order or cashiers check.


What if I need more cash
before my loan is paid out?

Should you require extra cash before
your loan is paid, you may be able to
refinance or renew your account and
receive additional cash. A renewal is a
new loan that pays off the balance in
full (less any refunds) and gives the
remaining difference to you as cash
proceeds. We will be happy to go over
refinancing options with you.
Yes. As part of the application
process, we require your authorization
to obtain a credit bureau report to
assess credit and payment history. All
loans are subject to credit limitations
and our underwriting policies including
verifiable ability to repay. Applying
does not guarantee a loan.


Do you report to a credit
bureau?

Yes. We report information regarding
your account status monthly to
Experian.


Office Hours:

Monday-Friday    9:00 a.m. - 6:00 p.m.
Saturday              9:00 a.m. - 5:00 p.m.
Sunday                Closed
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PERSONALIZED LOANS   EL PASO
Types of loans offered?
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Frequently  Asked Questions